Does Health Plan of Nevada Cover Braces?
Health Plan of Nevada (HPN) is a health insurance company that offers a variety of plans to individuals and businesses in Nevada. Some HPN plans cover the cost of braces, while others do not.
Which HPN Plans Cover Braces?
The following HPN plans cover the cost of braces:
- Silver Plus
- Gold
- Platinum
These plans cover a portion of the cost of braces, but there is usually a deductible and coinsurance that must be paid. The amount of coverage that each plan provides varies.
Which HPN Plans Do Not Cover Braces?
The following HPN plans do not cover the cost of braces:
- Bronze
- Basic
These plans do not cover any orthodontic treatment, including braces.
How to Find Out if Your HPN Plan Covers Braces
The best way to find out if your HPN plan covers braces is to contact your insurance company. You can also check your plan’s summary of benefits and coverage (SBC). The SBC will list all of the covered services, including orthodontic treatment.
If your HPN plan does not cover braces, you may be able to get coverage through a dental insurance plan. Dental insurance plans are designed to cover the cost of dental care, including orthodontic treatment.
Here are a few tips for finding a dental insurance plan that covers braces:
- Compare plans and prices. Not all plans are created equal. Make sure you compare the coverage, cost, and deductibles of different plans before you choose one.
- Consider your needs. Do you need coverage for preventive care, major procedures, or both? Do you have any children who need orthodontic treatment?
- Read the fine print. Make sure you understand the terms of the plan before you sign up.
Dental insurance can help you save money on braces. By comparing plans and prices, you can find a plan that meets your needs and budget.
